tag:blogger.com,1999:blog-215822002011-12-14T18:53:14.554-08:00A look at some of the daily news stories regarding UK and world personal finance.WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.comBlogger181100tag:blogger.com,1999:blog-21582200.post-1140531664537569712006-02-21T05:51:00.000-08:002006-06-23T08:57:29.696-07:00

Fidelity Investment is one of the largest mutual fund companies in the world and operates in many different companies. 401k Fidelity investments are one of the most popular retirement investment plans available and many people already have them. A 401k Fidelity investment will initially be designed and initiated by your employer, although the self employed can take advantage too. As well as the

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1140002193015803452006-02-15T03:03:00.000-08:002006-02-15T03:16:33.030-08:00

Despite a recent slack in the price of Crude Oil, prices have risen relatively sharply in the past 24 hours. The news doesn't appear that bleak, because the rise follows a huge drop the day before amid claims that supply would be much closer to meeting the increasing demand. However, these increases in oil prices are nothing new and look set to continue.The fact remains that oil will, in the long

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1140001192132811462006-02-15T02:39:00.000-08:002006-02-15T02:59:52.146-08:00

After some poor results for Barclays retail business, they are trying to drum up new business in the shape of a 10% savings rate. Barclays announced that the special savings rate would be avaialble to any of their existing current account customers and also to new customers willing to open a seperate current account and deposit a minimum of £1,000 per month.This isn't the first 10% savings rate

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139787775179873042006-02-12T15:29:00.000-08:002006-03-15T00:38:53.433-08:00

Following on from the suggestion of investing in wine, this article looks at some of the finer points. Specifically, it will concentrate on some of the wine producing regions you may want to consider for your wine investment portfolio.Some regions are immediately obvious to anyone with any slight knowledge on wine. Bordeaux wine has always enjoyed popularity with the connoisseur and the investor

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139622780831550482006-02-10T17:20:00.000-08:002006-03-15T00:35:17.543-08:00

With investment markets becoming much more difficult to predict, the housing market becoming increasingly expensive and more and more investments becoming less successful than investors had first hoped, people are beginning to turn their attention to more alternative forms of investment opportunity. Investing in wine is one such opportunity that you may first scoff at, but it really is worth

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139571287509653972006-02-10T03:23:00.000-08:002006-02-10T03:34:47.520-08:00

The Together mortgage loan from Northern Rock has caused something of a stir since its introduction. Some newspaper headlines have been guilty of sensationalising the new mortgage product without reporting the positives and negatives but you should take both these into account before you condemn or condone the product.The Together mortgage loan combines what most people consider to be a mortgage

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139570553740394552006-02-10T03:14:00.000-08:002006-02-10T03:22:33.740-08:00

House prices fell for the first time in 8 months during the month of January, but the Bank Of England say they still do not plan to alter interest rates accordingly.House prices have been climbing steadily for some time and even though London house prices did fall 0.4% during January this still equates to an annual price increase. In the three months leading to January, annual house prices rose

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139569967487592352006-02-10T03:00:00.000-08:002006-02-10T03:12:47.496-08:00

Lenders have been offering new mortgage products to first time buyers that allow them access to as much as 6 or 7 times their salary and as much as 125% of the value of the home. Newspaper reports have condemned these mega mortgages as irresponsible, but fail to look at the positive sides.It may be true that these mortgages will instantly put borrowers into negative equity but in certain

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139395194063011702006-02-08T02:25:00.000-08:002006-02-08T02:39:54.070-08:00

The housing boom may have lost some of its impetus, but house prices are still rising and they look set to continue this increase. The Land Registry released its official figures that showed house prices in the period from October to December rose nearly 5% compared to the same period the year before.What The Figures Mean To You.Good news for home owners, then, and mixed news for buyers. While

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139393624775690012006-02-08T02:04:00.000-08:002006-02-08T02:40:33.880-08:00

Parents who need to work in order to pay the bills and keep a roof over the family's head are facing the cost of hugely increased childcare costs. Childcare costs have risen so much, in fact, that they are nearly half of many working parent's wages at more than £7,000 per annum.Childcare Increases Across The Country.Private childcare places have risen by a quite staggering 27 percent in the past

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139245478104719392006-02-06T08:57:00.000-08:002006-02-06T09:04:38.183-08:00

Despite the fact that UK residents now have fewer credit cards than they did this time last year, it still takes an average of 35 days for must of us to pay off the interest we accrue on credit cards and loans. This obviosuly means that we are borrowing more than we can reasonably afford to repay.The consequence of this figure is that it will take around 13 months to pay off 1 year of interest.

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139059585340974202006-02-04T04:48:00.000-08:002006-03-16T16:09:24.593-08:00

Credit cards have become a major part of many people's lives. Whether this is through the regular use of a credit card or the alarming amount of debt that some financial consumers face, there is a very reasonable chance that you have more than one credit card in your wallet or purse. In fact, it is by no means unusual for people to have three, four or even more credit cards.The problem is that

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com1tag:blogger.com,1999:blog-21582200.post-1139057189966121262006-02-04T04:38:00.000-08:002006-02-04T04:48:10.003-08:00

It won't come as a sock to many that it is too easy to get into debt. Unfortunately the end result is much more shocking. The number of home foreclosures and bankruptcy claims at the end of last year had risen to a previously unthinkable level. While most creditors are unwilling to accept any responsibility for these figures, part of the blame must surely land firmly on their doorstep.There have

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1139002623366398962006-02-03T13:24:00.000-08:002006-02-04T04:37:42.376-08:00

The EC is considering taking action against mobile phone companies in order to prevent excessively large overseas roaming charges. Mobile phone users have typically seen prices for a variety of calls drop on a regular basis, but roaming charges still remain comparatively high.When you consider the point that a mobile phone is designed to be used wherever you are to call whoever you want it makes

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1138845664487542552006-02-01T17:59:00.000-08:002006-02-04T04:36:42.186-08:00

The day is fast approaching when the world moves one step closer to becoming entirely plastic and a lot more convenient. Chip and pin was a pipe dream only a couple of years ago and yet in two weeks time, on the most romantic of all days you will not be able to use your credit card without knowing your PIN number.It is fair to say that many shops have their systems and their tills in order, but

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1138845124975131492006-02-01T17:50:00.000-08:002006-02-04T04:35:46.640-08:00

The tax self-assessment deadline passed on 31st January amid beliefs that approximately 1 million people would still fail to meet the deadline. This is the kind of figure that has been realised in previous years and according to Price Waterhouse Cooper the figure will not be any different this year despite measures by the HMRC. The HMRC had sent out shortened tax forms to many who need to self

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1138374998398038012006-01-27T07:04:00.000-08:002006-02-04T04:34:23.440-08:00

Following something of a slump, a number of factors are pointing to a recovery in the housing market. A steady increase in house prices and a continued increase in the number of approved mortgage applications indicate that the recovery is under way. While market analysts have stated that the increase is unlikely to continue for long, as long as more mortgages are accepted and house prices

WebWiseWordshttp://www.blogger.com/profile/16169527019435001376noreply@blogger.com0tag:blogger.com,1999:blog-21582200.post-1138370087997481762006-01-27T04:48:00.000-08:002006-02-04T04:32:46.773-08:00

Mastercard have come under extreme scrutiny for their latest money making initiative. The Splash Mastercard is aimed primarily at children who are ineligible to apply for a standard credit card. While the Splash card is a prepay card, meaning that children would not be able to get into debt, the National Consumer Council (NCC) has some obvious concerns regarding this new product.The NCC argue

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